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Rates

*Rates Effective August 1, 2007
*Subject to change without prior notification
SIGNATURE........ 10.20%
SHARE SECURED........ 7.0%
DURABLE GOODS........ 10% (appliances, furniture, etc. 48 mos. max.)
MOBILE HOMES........ 11.25% (10 year max.)
MOBILE HOMES........ 10.5% (5 yr. max.)
AUTOS & TRUCKS (includes snowmobiles, motorcycles, ATVīs, motor homes, campers)
     NEW-USED-36 MONTHS     4.9%
     NEW-USED-48 MONTHS     5.4% 
     NEW-USED-60 MONTHS     5.9%
     NEW-USED-72MONTHS      6.9%  Ask Loan Officer For Details
Rates may vary according to current credit score.  Contact Loan Officer for current rate!
OTHER LOAN RATES:
Single payment notes........ 11.5%
Revolving........ 12.5%
VISA........ 9.9%
VISA Platinum.........8.49% 
Overdraft loans........ 18%

REAL ESTATE LOANS (All real estate loans subject to 1% origination fee-minimum charge of $150.00.             
       60 months........ 7.5% 
     120 months........ 8.5% 
     180 months........ 9.5%
     3 yr. balloon, max 25 yr. amortization....7.5%
Home Equity........ 8.25%

NOTE: A .25% discount will be given on all loans listed above that are set up with payroll deduction, except for the new auto loan rates.
 
Shares
   Rate..... 1.25%
   APY...... 1.25%
Christmas Club
   Rate..... 1.25%
   APY...... 1.25%
Money Market
   0.00 to 2,499.99.....                 0%
   2,500.00 to 4,999.99.....       2.50%
   5,000.00 to 9,999.99.....       2.75%
   10,000.00 to 24,999.99..... 3.00%
   25,000.00 to 49,999.99..... 3.25%
   50,000.00 and above.....     3.5%
IRAīs
   Rate..... 2.50%
   APY.....  2.52%
CERTIFICATES OF DEPOSIT
   6 month
      Rate..... 2.75%
      APY.....  2.77%
   1 year
      Rate..... 3.25%
      APY.....  3.25%
   2 year
      Rate..... 3.5%
      APY..... 3.55%
   3 year
      Rate..... 3.75%
      APY..... 3.75%

APY:  Annual Percentage Yield


Marquette Community Federal Credit Union
1230 Washington Street
Marquette, Michigan 49855
906.228.9850
Fax: 906.228.7662
loans@marquettecomm.org